1922 $20 GOLD CERTIFICATE *** PMG 30 *** GOLD **** GOLD .... GOLD **** GOLD....GOLD **** Start Price USD 0.99 Current Price USD 432.00 Time Left - Bid Count 22 Buy It Now Price - Reserve Price - Start Time Sunday, July 13, 2008 End Time Sunday, July 20, 2008 Location St Louis, MO See more about '1922 $20 GOLD CERTIFICATE *** PMG 30 *** GOLD' Description 1922 TWENTY DOLLAR GOLD CERTIFICATE Serial# K77320728 Signatures of Speelman / White FR #1187 Beautiful DEEP GOLD seal and serial numbers. Great looking note with good corners and great margins. The reverse has a nice bright ORANGE back with little distraction. There is no guess work as to the grade. PMG has graded this note VF 30. PMG is the most conservative and accurate third party grading company out there. Of course this is just my opinion. Thanks for looking and have a great day!! ----------------------------------------------------------------------------------------------------------------------------------------------------- A NOTE ON GRADING AND PHOTOS :  Because grading is SUBJECTIVE I try to be conservative if I attach a grade to a note in an auction. For buyer assistance I include large high resolution photos. And for buyer protection, I offer a seven day no questions asked return policy on any unslabbed or "raw" note! The note pictured is the note being auctioned. PAYMENT, SHIPPING AND HANDLING : Please pay within 24 hours of auction close if paying by paypal, and within seven days if paying by money order. NO PERSONAL CHECKS PLEASE. I will usually ship within a day of payment received. Any questions or comments please send an email. Insurance is optional and is at same pricing as us postal rates for first class shipping. Will ship to "CONFIRMED ADDRESS" ONLY if paying by paypal. Will ship to U.S. ADDRESSES ONLY. RETURN POLICY THIRD PARTY:  I do not accept returns on third party graded notes. This is an industry standard that most parties use. RETURN POLICY UNSLABBED :  If you are not happy just contact me then return within 7 days.     GRADE CATEGORIES FOR US PAPER MONEY: GOOD: Badly worn with pin holes, tears and frayed edges.  Often soiled and stained.  (So you see, good doesn't always mean good) VERY GOOD:  Considerable wear, may be dark, soiled and have small tears.  Limp with no crispness.  Heavily folded and wrinkled. FINE: Note shows much circulation and use including folding and wrinkling with light stains and soiling.  Corners should be intact. VERY FINE:  A note that has been circulated and shows folds and wrinkles, but not heavy wear or signs of prolonged use.  Still has a little crispness in the paper and no soiling or darkening.  Possilbly some light smudges. EXTRA-FINE:  Faint signs of use, bright and clean with nearly full crispness.  Light signs of two or three minor folds.  No other distractions or problems. ABOUT UNCIRCULATED:  Very light signs of use, maybe a light corner fold or crease, but otherwise bright and clean with full crispness. UNCIRCULATED:  No trace of circulation, bright and crisp.  Sometimes you may find traces of poor handling or storage such as pin holes (from old style bank counting machines) or counting smudges.  CHOICE UNCIRCULATED:  An uncirculated note that is fresher and brighter than the norm and well centered. GEM UNCIRCULATED : A flawless note free from any fault and perfectly centered. Place a Bid!